Short answer：Closure or intervention can affect documents, client funds and completion. Verify Law Society notices and replacement arrangements; contractual obligations and deadlines do not automatically pause.
Use official handover channels
For an intervention, identify the appointed agent and required evidence and appoint a solicitor to assess the transaction. Retain receipts, payment records, contracts and correspondence. Recovery amount and timing cannot be promised.
Understand payment coverage
PAPT has expanded to eligible secondary residential sales, allowing mortgage proceeds to move bank-to-bank under the arrangement. It does not cover every payment or replace title and contract work. Confirm applicability with the bank and solicitor.
Before deciding
- Verify official notices rather than rumours
- List imminent contract deadlines
- Reject unverified replacement payment instructions
Sources and method
Sources support the specific rules described. Checklists and hypothetical calculations are editorial explanations, not measured market results or individual approvals.
Revision：Removed unsupported experience, case outcomes and statistics; corrected the topic-specific rules and limitations described above.
Scope：General information only, not personalised legal, tax, immigration, admissions or investment advice.