Short answer：Lost deeds can affect title examination and lending; downloaded copies may not fully resolve the issue. Registration does not guarantee title, and the solicitor and bank must confirm required evidence.
Establish whether deeds are missing
Check with the mortgage lender, previous solicitor and other legitimate custodians and inventory existing documents. Do not recreate apparent originals or treat unverified scans as a complete title record.
Address evidence case by case
A solicitor can assess searches, copies, declarations and other evidence and liaise with the counterparty and lender. Time, cost and transaction outcome depend on the circumstances rather than a fixed turnaround promise.
Before deciding
- Record what is missing and its last custodian
- Keep search and document provenance
- Address missing records before committing
Sources and method
Sources support the specific rules described. Checklists and hypothetical calculations are editorial explanations, not measured market results or individual approvals.
Revision：Removed unsupported experience, case outcomes and statistics; corrected the topic-specific rules and limitations described above.
Scope：General information only, not personalised legal, tax, immigration, admissions or investment advice.