Short answer：Patience can prevent rushed decisions without guaranteeing returns. Interest, repairs, vacancy and alternative uses of money remain relevant while waiting or holding.
Distinguish evidence-gathering from hoping
Waiting for title checks, inspections and financing terms can improve evidence. Waiting indefinitely for a rebound to avoid recognising a loss may have no verifiable basis. Write down the holding thesis and what would invalidate it.
Set a funding constraint
Calculate how long current income and reserves can support costs and schedule reviews. An original holding horizon should not override new cash needs, deterioration or loan maturity.
Before deciding
- Record monthly carrying costs
- Set evidence and decision review dates
- Do not treat patience as a winning guarantee
Sources and method
Sources support the specific rules described. Checklists and hypothetical calculations are editorial explanations, not measured market results or individual approvals.
Revision：Removed unsupported experience, case outcomes and statistics; corrected the topic-specific rules and limitations described above.
Scope：General information only, not personalised legal, tax, immigration, admissions or investment advice.