Hong Kong Property Down Payment Calculator
Calculate your required down payment, stamp duty, and other fees based on property price and loan-to-value ratio
Down Payment Calculator
Calculation Results
Please enter property details to calculate down payment
Down Payment Information
Loan-to-Value Ratio
First-time buyers purchasing properties under HK$10 million can borrow up to 90% mortgage. Non-first-time buyers can borrow up to 70%.
Stamp Duty
First-time buyers enjoy lower stamp duty rates. Non-first-time buyers and non-permanent residents are subject to higher stamp duty rates.
Legal Fees
Legal fees typically range from HK$10,000 to HK$30,000, depending on property price and transaction complexity.
Agent Commission
Agent commission is typically 1% of the property price, split equally between buyer and seller.
The above calculation results are for reference only. Please consult banks and professional advisors for actual amounts.
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