📈 Rental Yield Calculator
Calculate your property investment returns instantly. Evaluate rental income and payback period.
Gross yield is annual rent divided by purchase price. Net yield also deducts management fees, rates and government rent, repairs, insurance, agency fees and a reasonable vacancy allowance.
Compare properties using figures you have verified, rather than relying on a single market average. After calculating, request a mortgage assessment or review the related investment guides below.
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Rental yield calculator: vacancy and mortgage cash flow
Gross yield = monthly rent × 12 ÷ purchase price × 100%. Net yield here deducts the entered management fees, rates and rent, and other annual expenses. For one expected vacant month, enter that month’s lost rent under other annual expenses along with repair, insurance or agency costs. Do not deduct the same vacancy again if you already adjusted the rent input.
The result does not automatically deduct mortgage payments, property tax, purchase taxes or sale costs. It is not a return on your cash deposit. For cash flow, list annual loan payments and taxes separately; repayment of principal and interest are different items.
Property-tax estimate (Chinese) · Mortgage cash-flow estimate
This section checked: 2026-10-05